Hi Bluebird,
Nobody here, as far as I know, is into web design.
I have used packages before for websites and most help forums are "pre-designed".
The layout for the site ( this one for instance ) is pre-determined.
We can add more forums but we are limited to what we can do.
Take a look here:
click here
This is my own site ( not very busy :) )
It is totally free. No hosting fees - no site fees.
I get a band of advertisements - that's it.
I know the guy who started this site - it is free too ( I think )
click here
What I am suggesting is that £5 per month adds up over a year.
I was paying something like £80 for hosting on my first site ( for 2 years ) I didn't think that this was economic for the numbers that I got.
This is something else that you need to consider.
Getting the site up is a lot of work.
If not may people find it you have to wonder ..... is it worth the expense as well as the time ?
My suggestion - find a suitable ( free ) package and get going with that.
Make your mistakes there - then if you want to later .........transfer to a .com .net or other address with paid for hosting.
Others may have differing opinions :)